Frequently asked questions.

  • While our office is located in Houston, Texas, we work with clients throughout the country. Our virtual practice allows us the flexibility to connect with our clients anywhere!

  • At Ryerson Financial, our core tenets are simplicity and value. For all financial planning services, clients pay a flat fee. We receive no commissions or assets under management fees.

    The foundational 4-month engagement costs $3,600.

    After your four-month engagement, we will work together on an hourly basis at a rate of $250 per hour.

  • At Ryerson Financial we do not manage investments on behalf of our clients.

    As part of our planning process we prepare investment recommendations and help you put the investment strategy into action. However, we will never ask you to transfer your assets to a specific custodian or request discretionary authority over your accounts.

    We believe this model allows you to remain in the driver seat of your financial plan!

  • A fiduciary, in any context, is a person who is ethically or legally obliged to act in the best interests of another party.

    While that seems like an obvious expectation of a financial advisor to always act in a client’s best interest, not all advisors are held to the fiduciary standard. All advisors associated with Ryerson Financial are fiduciaries.

    There is another standard called the “suitability standard,” which allows advisors to make recommendations that are suitable for a client’s situation but not necessarily in the client’s best interest.

    When interviewing advisors to help you on your financial journey, please ensure that they are always held to the fiduciary standard of care so that you can be sure your best interests are put first.

  • As a fee-only firm, we receive compensation solely from the fees clients pay for services delivered.

    Our firm does not charge assets under management fees, and our compensation does not change based on the value of your investment accounts.

    Ryerson Financial receives no commissions for recommending specific products.

  • The first step in our process is to schedule a complimentary introductory call to learn more about you. Click here to schedule a call today!